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Common Discounts Available for Your Quote

Common discounts available for your Oklahoma insurance quote

  • Low mileage discount - When you drive less than a certain amount of miles annually (usually 7500 or less)
  • Good driver discount - Most Oklahoma and Arkansas companies will offer you discounts when you haven't had a claim or violation within 3 years.
  • Credit score - Maintaining a good credit score usually means lower insurance premium
  • Safe driver course - Different companies offer different discounts if you've taken any time of safe driver or accident course recently
  • Good student discount - Anyone enrolled in school that is usually between the ages of 18-25 and carries above a 3.0 GPA qualifies.
  • Seniors discount - When you are above a certain age, this discount is available.
  • Safe vehicle discount - If your car has certain features such as anti-lock brakes, airbags, keyless entry, alarm, or Onstar then this will reduce your premium
  • Rural discount - If you live somewhere that is less populated, your auto premium will probably be less
  • Fire code - If you live in a large city like Tulsa, Broken Arrow, Oklahoma City, Lawton, Edmond, Little Rock, your home insurance will probably be less due to stricter fire codes the city has.
  • Occupational discount - Some companies offer this if you are a teacher, police officer, firefighter or for many other occupational fields
  • Mult-policy discount - Most companies want all lines of your business and will offer you substantial discounts when they do so

Below is a list of some other discount programs that some companies offer for your quote.  Be sure to mention if you are a member of any of the following.

General

  • Military
  • American Seniors Association
  • PGA
  • Oklahoma Coach's Association
  • GMAC

Education

  • Oklahoma State University
  • University of Oklahoma
  • Northeastern State University
  • Oral Roberts University
  • University of Arkansas
  • University of Texas
  • University of Phoenix
  • Many more

Work

  • United Parcel Service
  • United States Post Office
  • Tulsa Police
  • American Airlines
  • AT&T
  • Direct TV
  • State of Arkansas
  • Many more

Credit Union

  • Red Crown Federal Credit Union
  • Western Sun Credit Union
  • Credit Union One of Oklahoma
  • US Federal Credit Union
  • Many more

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