Common discounts available for your Oklahoma insurance quote
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Low mileage discount - When you drive less than a certain amount of miles annually (usually 7500 or less)
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Good driver discount - Most Oklahoma and Arkansas companies will offer you discounts when you haven't had a claim or violation within 3 years.
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Credit score - Maintaining a good credit score usually means lower insurance premium
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Safe driver course - Different companies offer different discounts if you've taken any time of safe driver or accident course recently
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Good student discount - Anyone enrolled in school that is usually between the ages of 18-25 and carries above a 3.0 GPA qualifies.
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Seniors discount - When you are above a certain age, this discount is available.
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Safe vehicle discount - If your car has certain features such as anti-lock brakes, airbags, keyless entry, alarm, or Onstar then this will reduce your premium
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Rural discount - If you live somewhere that is less populated, your auto premium will probably be less
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Fire code - If you live in a large city like Tulsa, Broken Arrow, Oklahoma City, Lawton, Edmond, Little Rock, your home insurance will probably be less due to stricter fire codes the city has.
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Occupational discount - Some companies offer this if you are a teacher, police officer, firefighter or for many other occupational fields
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Mult-policy discount - Most companies want all lines of your business and will offer you substantial discounts when they do so
Below is a list of some other discount programs that some companies offer for your quote. Be sure to mention if you are a member of any of the following.
General
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Military
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American Seniors Association
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PGA
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Oklahoma Coach's Association
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GMAC
Education
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Oklahoma State University
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University of Oklahoma
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Northeastern State University
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Oral Roberts University
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University of Arkansas
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University of Texas
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University of Phoenix
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Many more
Work
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United Parcel Service
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United States Post Office
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Tulsa Police
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American Airlines
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AT&T
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Direct TV
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State of Arkansas
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Many more
Credit Union
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Red Crown Federal Credit Union
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Western Sun Credit Union
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Credit Union One of Oklahoma
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US Federal Credit Union
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Many more